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Save Today, Shine Tomorrow

Gold Savings & Investment Plans

Four ways to save systematically and buy gold jewellery on your terms — from monthly SIP-style savings to one-time advance booking.

Explore Plans
Choose What Fits You

Our Investment Plans

One-time advance booking scheme

Dajikaka Promise Plan

Invest ₹1,00,000 or more in one go. After a 12-month period, use the invested amount to purchase gold at the prevailing rate — with all making charges waived.

Starting AtMin. ₹1,00,000
Duration12 months
Value-deposit / advance scheme

Suvarna Laxmi Labh Plan

Pay a one-time advance (minimum ₹50,000) to book 22-carat gold at the prevailing market rate on the date of payment. After ~12 months, redeem it for jewellery with special benefits.

Starting AtMin. ₹50,000
Duration~12 months
Monthly gold accumulation & savings

Golden Gain Plan (GGP)

Pay monthly installments and systematically save gold over time. The weight of gold you accumulate each month is based on that month's prevailing gold price — build up gold gradually, redeem for jewellery later.

Starting AtFlexible monthly
DurationOngoing
10-month installment savings scheme

Future Purchase Plan

Pay small monthly amounts over 10 months, then use the total accumulated amount to buy jewellery — typically redeemed in the 12th month, with added benefits of the scheme.

Starting AtFlexible monthly
Duration10 + 2 months

Rate Locked at Payment

Your gold is booked at the rate on the day you pay, protecting you from future price rises.

Redeem for Any Piece

Use your accumulated value against any jewellery in our collection at redemption.

Transparent Terms

No hidden charges — every plan's terms are explained clearly before you enrol.